Tim Buckley: John, as you know, our consumers enjoy hearing from Joe Davis, our global chief economist. But they only hear the surface of his outlook. You get his complete in-depth examination and you get to discussion it with his team. So give us a window into that. What do you men do? What is your outlook proper now and how are you putting it in movement with our funds?
John Hollyer: Yes, Tim, at the best degree, doing the job with Joe, we have gotten his team’s insights that this is likely to be a pretty