Tim Buckley: Sarah, we have been speaking a good deal about income and providers needing to hold additional income. I’m certain there are a great deal individuals out there wondering how do we take care of their income? And you are dependable for our taxable money marketplaces, so why really do not you share how we conservatively take care of their income.
Sara Devereux: That’s suitable. So as you know, we have a really conservative technique when it will come to our money industry money. 1st of all, the liquidity ratios that are required by regulators, we are effectively