Greg Davis: There’s been a good deal of worry all over the R term “recession”. What’s your team’s thoughts in phrases of the likelihood that we’re likely to enter a recession and what you would be searching out for?
Joe Davis: Well, unfortunately, Greg, you know the U.S. financial state is likely to enter a deep recession. You know, the character of the attempts to include the virus has also led to closures or suspension of a good deal of company exercise, especially in the provider sector. And so our estimate is that the financial state will agreement, on