Tim Buckley: I glance back at 2008‒2009, and I recall people panicking—investors I highly regarded. Some of them ended up acquiring out on March nine, 2009. They couldn’t tackle it any more, and that’s just when the marketplaces took off. No just one had predicted that. You generally have to recall the marketplaces are ahead-wanting, and you don’t know when they’re likely to choose off—just like you don’t know when they’re likely to tumble. So it is very best to be invested than to try to time it, because it is shut to not possible.
Karin Risi: Which is precisely correct.